TinkerThree small orders, Day 1. 3-D Secure: skipped.held €0.00 · charged €63.80 · Larkspur kept €0.00
Chapter 5 of 7
Prove it’s you
Payments are safe from retries now. But a padlock went to a thief who had only a stolen card number.
This chapter: How does a bank check it’s really the cardholder, and what does that cost?
About this chapter
You will learn
- 3-D Secure asks the issuer to check
- A challenge stops thieves and some customers
- Asking only on risk
Words you’ll meet
- 3-D Secure
- A check during online checkout where the customer’s bank confirms it is really them.
- Strong customer authentication
- The EU rule: prove it with two of something you know, have or are.
- Challenge
- The step where the customer has to prove it, such as typing a code from their phone.
Step 1 of 4
A thief buys a padlock with Noor’s stolen card number. Larkspur skips on small orders.
Predict what a would do.