TinkerThe yes is back at the till.held €182.00 · charged €0.00 · Larkspur kept €0.00
Chapter 2 of 7
A hold, not a payment
Ana’s bank said yes in a second. Larkspur’s team assumed the money was theirs. Then Mona’s order arrived, half of it on backorder.
This chapter: When the bank says yes, has any money moved?
About this chapter
You will learn
- Authorising places a hold
- Capture charges only what shipped
- A hold nobody captures lapses
Words you’ll meet
- Hold
- Money the issuer sets aside on the customer’s card after a yes: not taken yet, just not free to spend.
- Capture
- The shop telling its bank to charge some or all of a hold, usually when the goods ship.
Step 1 of 5
Mona orders shelf brackets and a bench vice. Her bank says yes and puts a on €182.00.
Predict what Larkspur charges today.